Blog on caregiver, cleaning and health care related matters.
Nov-19-2022 | aging in place, Alzheimer's Care, Caregiver Service, Companion Caregiver, Dementia Care, Elderly Care, Fall Activities for Seniors, Home Healthcare, In Home Care, Janitorial Service, Long Term Care, Outdoor Activities for Seniors, Polish Care Services, Retirement Plans for Seniors, Senior Care Services, Spring Activities, Summer Activities for Seniors,
It can be hard to be apart from your family as they age. You might be thinking about moving closer to a senior relative who lives in another city or state just because you want to see them more often, or perhaps they now need a little more support to get through the day-to-day activities they used to manage with ease. Moving for a loved one is a big decision, and there are many things that need to be taken into consideration before making the move. Today, Polish Care Services shares some tips to help you decide if it’s time for you to be closer to your senior relative.
Ask Yourself These Questions
You can start by asking some probing questions. Your answers will help reveal whether it’s time to be closer to your senior loved one.
● Is their current caretaker stressed out?
● Do you feel guilty for not visiting more often?
● How much can you afford to spend to relocate?
● Is your loved one no longer capable of living on their own (i.e., cooking, cleaning, taking care of personal hygiene)?
After you’ve asked yourself these questions, it’s time to consider what your senior relative thinks about you being closer to them.
Ask for Their Opinion
It is important to speak with your family member before making any decisions. They might not be as receptive as you think. If it’s determined that they require your care and assistance, you need to consider how they feel about you moving away from your current life, friends, and neighbors. If this is a difficult decision for you, it could be even more difficult for them. Although you may feel like it’s time to move closer together for the sake of convenience, they might not want to go through such a big change, especially if you have your own family coming with you.
You also need to consider how much care or assistance your senior relative needs. Do they need someone there all the time? Do they require an in-home nurse? Is there an adult daycare center near them? If so, does it have space available? There are many questions you’ll have to answer before moving closer.
Perhaps there are technologies and services that, if used, can allow your loved one to live independently for awhile longer. Consider hiring a gardener or housecleaner to help with daily tasks, and look for meal services to reduce the amount of cooking your loved one needs to manage. You can install a security system that allows you and your loved one to monitor the house. There are even options that will let you check on your loved one if they don’t answer the phone.
Discuss Living Situations
If you decide to make the move, think hard about your living situation. Will you buy or rent a house? Will you and your aging loved one move in together or will you live separately while still providing care? Don’t make these decisions for your loved one. Instead, talk with them and really listen to their desires and fears. AgingCare.com emphasizes the importance of really listening and being open to your loved one’s thoughts. Be sure to discuss the following questions: Is their current home no longer sufficient for their care? Will you need to buy a home that accommodates them, you, and your family? And if so, how will that play into your decision to move?
Discuss these possibilities – including asking pertinent questions and taking appropriate considerations regarding buying a new home – with your family and get their input on the best course of action to care for your senior relative. It’s important that everyone is on the same page, as this will help reduce stress and conflict.
Preparing for the Move
If you are uncertain whether this move will be long or short term, renting might be your best option, especially if your entire family won’t be moving with you. Not only will renting make it easier to pack up and move when or if the time is right, it can be less expensive and reduce the responsibilities of home ownership while you’re also helping your loved one. For instance, you can rent an apartment in Farmington for as little as $1,550 a month.
If you choose to buy a house, your debt-to-income ratio will be a key factor in your ability to qualify for a home loan. Lenders look at your income and the amount of money you spend on expenses each month, and they compare that to your debt. To determine how much of your income would be left over to put toward a mortgage payment, you can use an online mortgage calculator. Be sure to factor in what you will do with your current home, if you own one.
Your lender will also want to know if you have any recurring monthly obligations, like car payments or student loans. Generally, lenders will prefer to see at least 36% of your income available for your mortgage payment. A larger percentage means there is less risk for defaulting on the loan.
When planning for your move, remember to factor in ancillary expenses such as moving services. And if you will be moving your aging loved one, too, it’s a good idea to consider hiring a moving company that’s experienced with moving seniors and, preferably, has a senior move specialist on staff.
Figuring Out Your Work Situation
If you are moving and caretaking will become your full-time job, then make sure you can financially handle that shift. If you still need to work, consider looking for part-time work in your new area or search for a remote position you can do while caretaking. However, if you are a business owner, you will need to decide how the move will affect your business. You could choose to keep things as is while working remotely, which requires the least amount of transitioning. But if you choose to move your entire business, including employees and office or storefront, be sure to notify your employees right away and give them options regarding relocation packages or switching to remote.
Move Forward
Deciding to move closer to an aging loved one is a big decision, particularly if you’ll have to buy or rent a home or even relocate your business. Be sure to include your family members and your loved one in this decision; however, if you feel that your relative’s health or well-being is in jeopardy, act quickly. This transition may be difficult for all of you, so try to respond with kindness and patience as everyone adjusts. Remembering that you are making these changes for your loved one’s best interests can help you to persevere during tough times.
Polish Care Services provides high quality service, compassion and professionalism for cleaning, and caregivers that will meet or exceed expectations. Call 860-255-8278.
Credit: June Duncan