Category: Alzheimer’s Care

Resources to Help Seniors Who Have Few Relatives Nearby

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Resources to Help Seniors Who Have Few Relatives Nearby

Aging brings many challenges as well as joys. While it’s generally good fortune to have a long life, it’s even better if you have family nearby to offer help and companionship. Sometimes, seniors live far from family, though. In these cases, Polish Care Services suggests you make use of the following resources for managing daily life.

Maintaining a Social Life

Loneliness can be a risk factor for health issues, and we all need companionship. Here are some ideas to help seniors develop and maintain social connections.

• Consider volunteering. After all, seniors can and do contribute an enormous amount by tutoring, mentoring, helping prepare or distribute food to those in need, fundraising, assisting with tax preparation, or working the polls during elections.
• Take a class. Post-retirement is a wonderful time to pursue interests you may not have had time for while working. Whether it’s a non-credit history or language class at the local university, or a dance or crafting class at a community center, you’ll meet others with common interests and get to explore something you enjoy.
• Take a part-time job. Although not everyone is eager to return to the nine to five grind, sometimes working a few hours a week can enhance a senior’s life by providing social connections, as well as the satisfaction of contributing effort to an important cause.
• Join a church, mosque, temple, or other organization that supports your spiritual beliefs. If you’re already a member, look into getting more involved there. It’s a great way to get to know others who share your values.

Health and Wellness

Good health is important to people at every age, and there are always things a person can do to increase their chances of staying well.

• Join an exercise class. The connection between exercise and improved mental health has been documented increasingly over the past decade. Many forms of exercise are appropriate for seniors, ranging from swimming to no impact aerobics and gentle weight training.
• Consider a mind-body practice, such as tai chi, qi gong, yoga, or mindfulness walking. These disciplines can improve cognitive functioning as well balance, strength, range of motions, and stress relief.
• Get an exercise or healthy eating buddy. Having another person counting on you can help with motivation and increase fun, whether you’re cooking a healthy meal together or meeting for a walk.
• Laughter is good medicine. It can increase the release of endorphins, and alter serotonin and dopamine levels in the body. Whether it’s a funny movie, a cartoon in a magazine, a hilarious book, or a podcast, finding reasons to laugh can make life more healthy, as well as more fun. This is yet another activity best done with a buddy.

Financial Assistance is Available

Most people worry to some degree about running out of money, managing money, or calculating and paying taxes in a timely and accurate manner. There are many local, state, and federal programs to help with planning and managing financial concerns.

• Help with the cost of prescriptions can be found via the Extra Help program through Medicare in some states. Other states have their own programs.
• Seniors and all adults may experience stress when faced with financial and other types of decisions.
• The IRS sponsors free tax help clinics for seniors. These can be quite helpful since many seniors have complex situations involving pensions, IRAs, or pre-death insurance benefits. Having free help from an expert can make the challenge of tax preparation less daunting.

Use Technology to your Advantage

While it’s difficult to visit in person fr

equently, if you live a great distance from your loved one, the internet can be a great help. Using Google Meet, Webex, Zoom, or another online program you can be in touch with family members who live almost anywhere. The internet is also a good way to shop, learn, and connect with others.

• Take some time to make sure your loved one is comfortable using the internet. Sometimes technology classes for seniors can be helpful, as well as social opportunities.
• Click for info on a useful tool for combining digital documents for your loved one so that they’re easier to find.
• Having a weekly online call with your senior loved one is a great way to stay in touch, share family news, and monitor how they are doing. While “Zoom fatigue” is something that happens to people of all ages, there are ways to counter it.
• Although an online meeting is better than no connection, it’s important to supplement it with ordinary phone calls, letters via email or US mail, and the occasional in-person visit.

Although living near the senior you care about is the easiest way to stay in touch and be of help, there are many resources for those who are at a distance. Make sure that you keep your loved one in the loop when making decisions that will affect them, and take advantage of the many programs and options available.

For exceptional services for seniors, those with disabilities, and those needing comp

anionship, visit Polish Care Services today.

Credit: June Duncan

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Types of Care Options for Seniors: Long Term Care Option

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What is Long-Term Care?

Long-term care is comprised of a wide range of support services provided over an extended time period. Long-term care is not limited solely to the elderly. Forty three percent of individuals requiring long-term care are younger than 65 years old, this may also include disabled young adults. The majority of recipients of long-term care are 65 years of age and older.

Long-term care can be temporary or permanent. However, this depends upon the underlying reason for the care.

Temporary long-term care (weeks or months) may include:

• Recovery from an injury or illness
• Rehabilitation after a surgical procedure
• Rehabilitation after a hospital stay
• End of life medical services

Reason for permanent (on-going) long-term care (months and years) can include:

• Chronic medical conditions
• Chronic severe pain
• Need for supervision
• Permanent disabilities
• Need for assistance with activities of daily living
• Muscular impairment caused by Parkinson’s
• Cognitive impairment which may cause brain injury, Alzheimer’s or Dementia.

Long-term care need may be instantaneous, examples are, after a car accident, a heart attack or stroke. However, the care need increases gradually, as individuals age and become more frail or as disability or an illness worsens.

Although there are advanced studies, It is difficult to predict who will need long-term care and the duration of long-term care needs, there are several factors that increase the risk of the need for long-term care

• As individuals age, they become more frail
• Women generally live longer, and often need long-term care for a periods twice as long as men.
• An individual’s risk increases with poor diet and lack of exercise, lifestyle and habits,
• Health and family history also plays a vital role.

Categories and Levels of Long-Term Care

Most long-term care falls into the category of personal or custodial care, rather than medical or skilled care. Personal care provides assistance with what is generally referred to as activities of daily living and/or provides for the supervision of an individual who is cognitively impaired.

Activities of Daily Living (ADLs) include the normal activities necessary to live at home. These personal care activities generally fall into four category types:

• Meal Preparation includes the planning and preparation of meals
• Household Chores includes routine tasks necessary for the upkeep of a home such as cleaning, laundry and yard maintenance
• Personal Hygiene includes bathing, grooming, dressing and toileting
• Errands and Transportation includes driving and shopping assistance

It’s easy to take being able to perform activities of daily living (ADLs) for granted until you or family member experiences a chronic or degenerative condition and can no longer accomplish these tasks alone.

There are four different levels or frequency of care Long-term care:

• Occasional assistance is performed a few times a month
• Minimal assistance may only be needed two to three times per week
• Significant assistance may be needed as often as five times per week
• Maximum assistance might be needed daily.

In-Home Care

Long-term care in the home is often provided by care providers or caregivers who may be enlisted to provide housekeeping, personal care and other functions to enhance the quality of life for the individual.

Long-Term Care Insurance

With the increasing costs of long-term care, long-term care insurance may be the best way to ensure as you or your loved one get older, your long-term care needs are met and your assets are protected.

Polish Care Services https://polishcareservices.com provides trained and experienced caregivers to assist seniors or disabled in their home or care facilities. Call 860-255-8278 to see how our Polish Care Services caregivers can assist you or your loved one. long term care insurance long term care insurance care options for seniors

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5 Tips to Help First-Time Caregiver Manage Their Responsibilities

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Being a first-time caregiver can be an incredibly rewarding experience. However, it can also be overwhelming. This could be due to caregiver anxiety which makes you feel uncertain regarding the level of care you are providing your loved one. But it’s important to remember that you can always reach out to family or even professionals to assist you in caregiving. In this article by Polish Care Services, we’ll explore the best strategies new caregivers can adopt to avoid burnout while providing the highest level of care to their loved ones.

Educate Yourself About the Condition 

The type and duration of care required will depend on the condition(s) your loved one is diagnosed with. A good first step will be to learn as much as you can regarding their symptoms and the best caregiving strategies you can adopt. For instance, if your loved one has a mobility disability, moving their bedroom to the ground floor and adjusting the home’s layout to their needs will make their lives much easier.

Reading articles published by medical expertsabout their condition will be the best resource for education. Additionally, you can search for videos to learn from other caregivers regarding the best strategies used by them at home.

Leverage Technology to Complement Healthcare 

Many caregivers refrain from allowing their loved one to be home alone owing to the fear of safety. While their concern is justified, in the long run, this has a negative impact on mental health owing to the lack of socialization and isolation.

However, now there are various types of technology caregivers can install in their homes, such as cameras to monitor the property and check up on your loved one (if they are comfortable having cameras indoors). In addition, remote-controlled locks that send you a notification each time the main/back door is opened, as reported by Vivint, and motion sensor lights, allowing your loved ones to move freely around the home without the need to reach a switch.

Maintain Accurate Paperwork 

Another area where you should leverage the power of technology is to maintain healthcare paperwork regarding your loved one. In addition to test results and doctor prescriptions, you can also include personal notes regarding your loved one’s response to therapy or other caregiving tools. Not only will this help you improve the level of care, but doctors can utilize this information to provide better treatment as well.

The best way to keep paperwork organized will be to use a document management system, for which you can try this free resource!

Ask for Help 

Caregiving is a tough job to manage alone, especially for family caregivers. Hence, rather than burning yourself out trying to manage everything single-handedly, reach out to those around you for help.

This can include family members who can pitch in with caregiving, whether that be to give your loved one company, drive them to doctor appointments, or help out with home chores such as buying groceries, etc. Taking help from others will help to free up time in your day to dedicate towards self-care, hobbies, exercise, or to learn more about the condition.

Practice Self-Care Activities

Constantly neglecting your health needs is bound to lead to caregiver burnout. Which, according to Cleveland Clinic, can lead to changes in sleep patterns, mood disruptions, loss of appetite, reduced cognitive function, and more. The best way to keep caregiver burnout at bay is to dedicate at least an hour a day towards self-care activities such as:

● Exercise – which serves as a great way to stay physically and mentally fit.

● Meditation – that helps you gain control over your thoughts, helping to keep stress in check

● Music/Dance or other hobbies – engaging in activities that provide a sense of fulfillment has a positive impact on mood and self-esteem.

Trying to manage caregiving duties single-handedly is not something first-time caregivers should try. Given the importance caregiving plays in your loved ones’ life, it’s best to ask for help and take assistance from professionals. Additionally, remember to maintain notes and share them periodically with the doctor.

Credit: June Duncan

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Is It Time to Move Closer to Your Senior Relative? How to Tell

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It can be hard to be apart from your family as they age. You might be thinking about moving closer to a senior relative who lives in another city or state just because you want to see them more often, or perhaps they now need a little more support to get through the day-to-day activities they used to manage with ease. Moving for a loved one is a big decision, and there are many things that need to be taken into consideration before making the move. Today, Polish Care Services shares some tips to help you decide if it’s time for you to be closer to your senior relative.

Ask Yourself These Questions

You can start by asking some probing questions. Your answers will help reveal whether it’s time to be closer to your senior loved one.

● Is their current caretaker stressed out?

● Do you feel guilty for not visiting more often?

● How much can you afford to spend to relocate?

● Is your loved one no longer capable of living on their own (i.e., cooking, cleaning, taking care of personal hygiene)?

After you’ve asked yourself these questions, it’s time to consider what your senior relative thinks about you being closer to them.

Ask for Their Opinion

It is important to speak with your family member before making any decisions. They might not be as receptive as you think. If it’s determined that they require your care and assistance, you need to consider how they feel about you moving away from your current life, friends, and neighbors. If this is a difficult decision for you, it could be even more difficult for them. Although you may feel like it’s time to move closer together for the sake of convenience, they might not want to go through such a big change, especially if you have your own family coming with you.

You also need to consider how much care or assistance your senior relative needs. Do they need someone there all the time? Do they require an in-home nurse? Is there an adult daycare center near them? If so, does it have space available? There are many questions you’ll have to answer before moving closer.

Perhaps there are technologies and services that, if used, can allow your loved one to live independently for awhile longer. Consider hiring a gardener or housecleaner to help with daily tasks, and look for meal services to reduce the amount of cooking your loved one needs to manage. You can install a security system that allows you and your loved one to monitor the house. There are even options that will let you check on your loved one if they don’t answer the phone.

Discuss Living Situations

If you decide to make the move, think hard about your living situation. Will you buy or rent a house? Will you and your aging loved one move in together or will you live separately while still providing care? Don’t make these decisions for your loved one. Instead, talk with them and really listen to their desires and fears. AgingCare.com emphasizes the importance of really listening and being open to your loved one’s thoughts. Be sure to discuss the following questions: Is their current home no longer sufficient for their care? Will you need to buy a home that accommodates them, you, and your family? And if so, how will that play into your decision to move?

Discuss these possibilities – including asking pertinent questions and taking appropriate considerations regarding buying a new home – with your family and get their input on the best course of action to care for your senior relative. It’s important that everyone is on the same page, as this will help reduce stress and conflict.

Preparing for the Move

If you are uncertain whether this move will be long or short term, renting might be your best option, especially if your entire family won’t be moving with you. Not only will renting make it easier to pack up and move when or if the time is right, it can be less expensive and reduce the responsibilities of home ownership while you’re also helping your loved one. For instance, you can rent an apartment in Farmington for as little as $1,550 a month.

If you choose to buy a house, your debt-to-income ratio will be a key factor in your ability to qualify for a home loan. Lenders look at your income and the amount of money you spend on expenses each month, and they compare that to your debt. To determine how much of your income would be left over to put toward a mortgage payment, you can use an online mortgage calculator. Be sure to factor in what you will do with your current home, if you own one.

Your lender will also want to know if you have any recurring monthly obligations, like car payments or student loans. Generally, lenders will prefer to see at least 36% of your income available for your mortgage payment. A larger percentage means there is less risk for defaulting on the loan.

When planning for your move, remember to factor in ancillary expenses such as moving services. And if you will be moving your aging loved one, too, it’s a good idea to consider hiring a moving company that’s experienced with moving seniors and, preferably, has a senior move specialist on staff.

Figuring Out Your Work Situation

If you are moving and caretaking will become your full-time job, then make sure you can financially handle that shift. If you still need to work, consider looking for part-time work in your new area or search for a remote position you can do while caretaking. However, if you are a business owner, you will need to decide how the move will affect your business. You could choose to keep things as is while working remotely, which requires the least amount of transitioning. But if you choose to move your entire business, including employees and office or storefront, be sure to notify your employees right away and give them options regarding relocation packages or switching to remote.

Move Forward

Deciding to move closer to an aging loved one is a big decision, particularly if you’ll have to buy or rent a home or even relocate your business. Be sure to include your family members and your loved one in this decision; however, if you feel that your relative’s health or well-being is in jeopardy, act quickly. This transition may be difficult for all of you, so try to respond with kindness and patience as everyone adjusts. Remembering that you are making these changes for your loved one’s best interests can help you to persevere during tough times.

Polish Care Services provides high quality service, compassion and professionalism for cleaning, and caregivers that will meet or exceed expectations. Call 860-255-8278.

Credit: June Duncan

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How Seniors Can Handle Common Health Care Challenges

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According to statistics, senior citizens use medical services far more frequently than younger people. Unfortunately, though, senior citizens often face major challenges as they navigate the health care system. Medical errors, inaccessible providers, and high costs of care are just a few of the most common problems. Seniors who want to address these challenges can do so through self-advocacy and education. Here are some tips from Polish Care Services to get you started!

Be Your Own Biggest Advocate

Self-advocacy is an important skill for every person, and it’s even more vital for seniors who are seeking medical care. You may hesitate to question a doctor’s opinion or feel timid about asking questions, but these are important steps to take toward handling your health care. If you struggle to advocate for yourself during medical appointments, consider asking a friend or family member to come with you to your next appointment.

Other ways that you can advocate for your health include reviewing your medical bills for errors, familiarizing yourself with your health insurance benefits, and maintaining your own copies of medical records. If you decide to keep your own records, you should ensure that you have copies of medical images, too, such as x-rays. You can keep all of these images in one file by uploading them with a free online tool, combining them, and downloading the file.

Remember that self-advocacy sometimes means that you must hold yourself accountable, too. It’s easy to get overwhelmed with work and feel as though you have no time to invest in physical activity. It doesn’t take much effort to commit to small changes, though, such as walking during a lunch break or taking the stairs rather than the elevator.

Consider All of Your Options

Seniors should never settle for subpar care. You may be tempted to do this, though, if you’ve been seeing the same medical provider for a while or if switching seems like it would be too much trouble. If you’re unsatisfied with the treatment you’re receiving, you need to consider whether it’s time to seek out a different doctor. Having a positive relationship with your health care provider can correlate to better health outcomes, so it’s worth investigating.

In other cases, you may not want to switch providers, but perhaps you do want to seek out a second opinion. Doing so is an effective way to advocate for your health and ensure that you are making informed decisions. To pursue a second opinion, ask your current provider for a referral, or simply search online for other doctors in your area.

As you’re wading through the challenges of the medical system, consider whether managing your own care is the best option. In some cases, it isn’t, and a senior living facility can alleviate the stress surrounding medical care.

Something else to consider: as you’ve probably already realized, these matters can be extremely complex, and jostling a great deal of paperwork and medical records can quickly become rather confusing. To keep things a bit more manageable, try combining your files whenever possible. If you’re not super tech-savvy, this is how you can add additional pages to your PDF with ease.

Seniors Can Care for Their Health Through Self-Advocacy

Despite a lifetime of experience and knowledge, it can still be difficult for seniors to advocate for themselves. It’s essential to do so when dealing with health care, though. Seniors can make progress towards self-advocacy and protect their health by maintaining their own medical records and investing in physical activity.

Polish Care Services provides a high quality of service, compassion and professionalism for cleaning, and caregivers that will meet or exceed expectations. Call 860-255-8278.

Credit: June Duncan

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Caring for Seniors: Exercise Tips for The Elderly

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Exercise is essential for seniors. Physical exercise helps seniors maintain and improve their balance as well as prevent falls. It also can help the elderly from losing muscle mass and bone density.

Exercising the mind is just as important as physical exercise. Doing active exercises with the mind helps prevent the onset of dementia and keeps seniors engaged. Here are tips to help seniors get the most out of physical exercise while staying mentally sharp.

Make the Most Out of a Chair

Many seniors are afraid of hurting themselves during physical exercise. The good news is that a chair is the perfect platform for working on different parts of the body from the shoulders or chest, and you can even use it to do modified pushups. A chair can also help keep you steady as you work on your balance while lifting a leg off the floor or doing toe lifts.

Make Exercise Work for You

Exercise is often difficult for seniors due to fears of getting hurt,being in pain or simply doing more than is necessary. Don’t be afraid to ask your medical professional what exercises might work best for you. Try to find something you like doing such as walking, visiting the pool, or using an exercise machine. A caregiver for seniors could help you stay safe during these activities. Never do anything that causes you pain and be creative when it comes to making time pass while exercising. Watch TV or listen to a book or a podcast.

Keep Mentally Fit

Common exercises for keeping mentally active as a senior are usually things like crossword puzzles or sudoku. But there are so many other ways to keep your brain sharp. Taking an art class or taking up drawing helps keep your mind focused. Learn a language or another skill you’re interested in. Puzzles and card games are other activities that help improve memory and thinking skills.

Engaging all of your senses; touch, smell, hearing, taste, and sight by cooking something or visiting a new place is another way to keep your neurons firing.

Changing it Up

Don’t be afraid to try something new either. Just the act of changing your daily routine a little bit can help your brain. Play music more often or try learning an instrument. You could even try meditation. It reduces stress, helps with memory, and improves mental processing.

It doesn’t matter how you decide to exercise your body and your mind as long as you stick to it.

Polish Care Services is dedicated to helping clients stay physically and mentally healthy with its in home care services. Our knowledgeable staff is ready to help clients stay physically safe and mentally fit at home. Contact us today to learn more.

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CARING FOR SENIORS

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People who care for senior citizens need to be knowledgeable and caring. In fact, caring for senior citizens means taking care of your elderly loved ones by providing the necessary care and attention. It also includes making sure that they get enough rest and get their daily exercise both physically and mentally.

It is vital to understand that caring for seniors are different from caring for children. This is because senior citizens may have more complex health issues, which can be worse than those of someone who are of a much younger age. As a result, they are prone to ailments that other people may be able to recover from with simple treatments. In some cases, these illnesses are even life threatening. There are many options for care givers, and those needing to care for senior citizens.

The first option for caring for senior citizens is in home care. This entails working with a nurse or care aide to monitor the elderly person’s needs on a day-to-day basis. When the family members are unable to care for the person, a caregiver will be able to provide the necessary help for the individual. This type of care is appropriate for senior citizens who require minimal monitoring. Instead of having the elderly live in the home, he/she may rather live in a nursing facility. Some caregivers have more knowledge and experience with this method of care.

There are many options for care than in home care, such as independent living facility, assisted living facility, and nursing homes. These are not just for seniors who are very ill, but for the vibrant and young at heart.  However, in home care is a trending and preferred option as this allows seniors to enjoy the comforts of home and independence. Moreover this option is less costly. Aging In Place allows seniors modify their home to make it easier for him/her to navigate safely.

There are the programs that provide assistance to an individual. This assistance can include the services of a professional who will prepare meals, light housekeeping, assist with bathing, personal care, dressing, medication reminders, companionship, hobbies and cognitive care.

There are those that provide counseling services for senior citizens. While some of the people will prefer to work with the professional, others will prefer to go through the counseling program and have someone to guide them on the process. Seniors will be given support in terms of learning how to manage their finances and do the things that are important to them. All in all, there are several programs and forms of assistance that can be provided to senior citizens. Some include group therapy, home help, and family counseling.

Each form of assistance comes with different types of treatment methods. For example, group therapy and group treatment are helpful because of the support that can be given to the person. Home help involves the use of an individual, usually a friend or relative, to do all the chores that the senior citizen cannot do himself or herself.

Seniors who are concerned about being alone often prefer the family counseling method. This method involves the services of a caring person who will help the person develop a positive attitude and make sure that he/she gets enough rest. Family counseling also involves the role of support groups and other activities that can keep the person’s mind active.

If you are looking for excellent care for one of your family members or friends, Polish Care Services is an excellent choice. Visit their website to learn more at https://polishcareservices.com/ or feel free to contact us by phone at (860) 255-8278. You and your family member will be happy that you did!

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LONG TERM ASSISTANCE FOR SENIORS

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There are several options available to help those individuals in need of long-term care. Long term care is a type of specialized care that involves providing comfort and care for individuals who are older or who are suffering from any type of disability or illness that does not allow them to properly care for themselves.

There are different kinds of long-term care, including institutional care, in-home care, nursing home care, adult day care, and assisted living care. Each individual has their own needs and each individual has their own set of challenges when it comes to providing long term care. These can include some that are based on physical conditions, others that are based on physical conditions or mental health concerns.

For those individuals who are in need of long-term care, there are many options available to help them. There are several types of long-term care available today. These include group homes, intermediate care facilities, personal care homes, and personal care agencies. With the help of these programs you can be able to choose what you need and make your own choices. Many individuals will choose to live in their own personal care home or community residential care facilities. As you research long term care options, you should remember that each situation is unique and that no two individuals are the same.

When considering long term care options, you must first decide if you want a facility, community residential care or personal care home. It is important to consider these options before choosing one. To do this, you should research the various options.

Some of the problems with long term care is that the costs of care can become a financial burden. This is due to the fact that the medical bills tend to be substantial for the individual in need of long-term care. There are often many bills associated with long term care, so it may be wise to know what you are looking at before deciding on a particular facility or plan.

Long term care can help the individual you are caring for by providing comfort and care. This may also include help with activities that the individual needs. When you are choosing long term care options, you must know what to expect in order to be sure that you are doing the right thing. When it comes to long term care, there are different types of choices. These are rehabilitation, which is used for individuals with physical and mental disabilities, the last type of long-term care is the nursing home care.

The rehabilitation type of long-term care is a very good option for individuals who are older and are in need of some type of physical activity. Rehabilitation is used for seniors who have lived a long life and are not physically fit. They need assistance to get more physical activity. The physical activity level of a senior is sometimes the determining factor in whether or not a patient is eligible for rehabilitation. Rehabilitation can also be used to help those who are young and who are in need of socialization and the emotional support of friends and family.

It is important to speak with your family member about their options. If there are any concerns, you should discuss with them before you make any decisions. You want to make sure that you will be able to provide all the care that they need when you decide to use long term care.

If you are looking for long term care solutions in Connecticut, there is no better place than Polish Care Services. Polish Care Services is located at 254 Main Street, Farmington, CT 06032 and can be reached by telephone at (860) 255-8278. Hours of operation are 9:00 am – 5:00 pm Monday – Friday and Saturday from 9:00 am – 2:00 pm. On Sundays the office is closed. The 24 hour line is available for emergency situations. Feel free to visit the website at https://polishcareservices.com/ to see the list of services. You will be happy that you did!

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Three Reasons to Make a Long Term Care Plan

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Aging tends to sneak up on all of us. But that doesn’t mean you can’t make a plan for how to account for the care you or your loved one may need over the long-term. In fact, planning for long term care can help you maintain the lifestyle you’re used to. Here are three reasons why you or your loved one should create a long term care plan.

Long-Term Care Insurance Does Not Account for Everything

Many people obtain long-term care insurance as a way of planning for their long term care needs. And while it does have many benefits, you or your loved one should plan for what it does not cover such as:

· Who will be a caregiver?

· Will any family members who become caregivers need to leave or take an absence from their job?

· Who pays for expenses not covered by long term care insurance?

You Can Choose Where You Want to Be

Planning for your long term needs in advance means that you can choose whether you want to stay in your home. If maintaining your independence at home is a concern as you age, consider hiring an agency that provides in-home care services into your long-term care plan.

In home care agencies employ caregivers that help seniors maintain their independence at home by helping to cook and clean around the house, drive to appointments, and help with bathing and dressing. Even if you plan to have a family member be a caregiver, in home care providers may be able to help when a family member is unavailable.

Guard Against the Unexpected

Life has a way of throwing curveballs when we least expect them. When you plan for your own long term care or that of your loved ones, it helps make an unexpected hospitalization health challenge, or other concern a little easier to navigate. Often, unexpected events lead to disagreements among family members about what happens next. By making a long term care plan now, you will reduce the likelihood of disagreements and make sure the person in need of care gets what they want.

Planning for the future comes with its own challenges, especially where getting older is concerned. But making a plan for long term care including whether or not you need in home care is one way to make aging a fact rather than a challenge that seems insurmountable.

Polish Care Services https://polishcareservices.com provides trained and experienced caregivers to assist seniors in their home or care facilities. Call 860-255-8278 to see how our caregivers can assist you or your loved one. We accept various payment methods, including long-term insurance for live in or hourly care to assist seniors with in home care needs.

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Polish Care Services Hartford’s Finest Series

aging in place, Alzheimer's Care, Caregiver Service, Dementia Care, In Home Care, Long Term Care, Polish Care Services, Senior Care Services,

Thank you for nominating and featuring Polish Care Services as part of the Hartford Courant and CTNow Hartford’s Finest series.
Polish Care Services is a a senior care agency in Farmington, Connecticut that provide caregivers for seniors in Connecticut.
The care team accepts longterm insurance, private pay, and Medicaid for live in and hourly services.

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