Category: Seniors

Companion Senior Care: Nurturing Holistic Well-being

Caregiver Service, Companion Senior Care, Senior Care Services, Seniors,

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The Power of Music: Enhancing the Well-being of the Elderly

Alzheimer's Care, Caregiver Service, Polish Care Services, Seniors,

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Building a Legacy for Seniors, A How to Guide

Legacy, Polish Care Services, Seniors,

Building a legacy is a fulfilling accomplishment for seniors. It takes on additional significance as they strive to leave behind a lasting impact on their loved ones, community, and the world. In this article, we will explore 20 ways a senior can build a legacy, ensuring their mark will endure for generations to come. 

Document Personal History: 

Documenting personal history is a meaningful way to preserve our unique life experiences for future generations. By writing a memoir or recording personal stories, we create a rich tapestry of memories that can be cherished and learned from for years to come. 

To start documenting your personal history, begin by setting aside dedicated time to reflect on your life. Consider significant events, anecdotes, and moments that shaped you as an individual. Jot down these memories, capturing as many details as possible. Recalling specific conversations, emotions, and sensory experiences will add depth and authenticity to your narrative. 

Next, organize your memories into a logical structure. You can choose to write a chronological account of your life, focusing on each period separately, or organize them thematically, exploring specific aspects of your life in different chapters. 

As you begin writing, be vulnerable and honest. Share your triumphs, challenges, and the valuable lessons you’ve learned along the way. This authenticity will help your readers connect with your story and understand the human experience on a deeper level. 

Remember to incorporate vivid descriptions to bring your memories to life. Engage the senses, paint mental images, and provide contextual details to transport your readers back in time. 

To add depth and perspective, consider including the important relationships in your life. Reflect on how these connections influenced your journey and shaped you into the person you are today. Sharing anecdotes about your loved ones will not only honor their place in your life but also provide future generations with a glimpse into the dynamics of their ancestors. 

Alternatively, if writing isn’t your preferred medium, consider recording your personal stories using audio or video. Encourage loved ones to participate in the conversation, asking about their memories and perspectives. This collaborative approach will result in a more comprehensive and nuanced account of your personal history. 

Mentorship Programs:  

Mentorship programs offer a valuable opportunity for individuals to share their knowledge and wisdom with younger generations. By participating in these programs, mentors can make a profound impact on the lives of their mentees, passing on the lessons they have learned over a lifetime. 

To become an effective mentor, start by identifying your areas of expertise and passion. Consider the skills and experiences you have gained throughout your life that could benefit others. Once you have a clear understanding of what you have to offer, seek out mentorship programs that align with your interests and values. 

Establishing a strong foundation of trust and open communication is crucial in any mentorship relationship. Take the time to get to know your mentee on a personal level, understanding their goals, aspirations, and challenges. Actively listen to their concerns and provide a non-judgmental space for them to share their thoughts. 

As a mentor, it is essential to create a supportive and nurturing environment for your mentee. Offer guidance, encouragement, and constructive feedback to help them navigate their personal and professional paths. Share your own experiences, both successes and failures, to help them gain perspective and learn from your journey. 

While it is essential to offer guidance and support, remember that mentorship is a two-way street. Encourage your mentee to actively participate in their own personal and professional growth. Help them set goals, hold them accountable, and provide resources or connections that can aid them on their journey. 

Lastly, be patient and understanding. Building relationships and personal growth take time. Be available and committed to the mentorship process, offering ongoing support as needed. 

Volunteer Work: 

Volunteer work is a fulfilling way for seniors to give back to their community and make a positive impact on the lives of others. By getting involved with local charities or non-profit organizations, seniors can utilize their skills, knowledge, and life experience to support those in need. Whether it’s tutoring children, helping at a food bank, or participating in community clean-up projects, volunteering allows seniors to stay active, engage with others, and contribute to a greater cause. It not only benefits the community but also provides seniors with a sense of purpose, a chance to learn new skills, and valuable social connections. Volunteering is an excellent way for seniors to make a difference and continue making a positive impact long into their golden years. 

Philanthropy:  

Philanthropy empowers seniors to create lasting change in areas they are passionate about by setting up foundations or contributing to existing charitable initiatives. With the resources and wisdom accumulated over a lifetime, seniors can make a significant impact on society. By supporting causes such as education, healthcare, or environmental conservation, seniors can exert their influence and leave a profound legacy. Philanthropy not only benefits the causes they support but also provides seniors with a sense of purpose and fulfillment as they make a positive difference in the world. By leveraging their resources for the greater good, seniors can create a lasting impact that extends far beyond their own lifetime. 

Establishing Scholarships: 

Establishing scholarships is a powerful way for seniors to leave a lasting impact on future generations. By creating scholarships, senior individuals can provide deserving students with access to educational opportunities they may not otherwise have. This act of generosity ensures that their legacy continues to shape the lives of young individuals and enhance their prospects. Scholarships empower students to pursue their dreams, achieve their academic goals, and contribute to society. For seniors, creating a scholarship is a meaningful way to invest in the future, leaving a legacy that promotes education and empowers generations to come. 

Family Traditions:  

Family traditions hold a special place in our hearts, helping to create a sense of belonging and connection across generations. Whether it’s a cherished holiday ritual, a secret family recipe, or an annual gathering, these traditions provide a shared experience that binds family members together. By developing and passing down these traditions, we nurture a sense of identity and create lasting memories that can be carried forward. Family traditions are a beautiful way to celebrate our heritage, bond with loved ones, and create a legacy that will be cherished for years to come. 

Environmental Activism:  

Seniors have a crucial role to play in environmental activism, as they possess a wealth of knowledge and life experience that can be harnessed for the protection of our planet. By actively participating in environmental causes, such as planting trees, advocating for sustainability, or organizing clean-up initiatives, seniors can contribute to preserving the Earth for future generations. Their involvement not only shows their commitment to a sustainable future but also inspires younger individuals to take action. Environmental activism provides seniors with an opportunity to make a significant impact and leave a positive legacy of environmental stewardship. 

Career Advice:  

Career advice is a powerful way for experienced professionals to make a lasting impact on younger individuals in their field. By offering guidance and support, seasoned professionals can help shape the trajectory of someone’s career and contribute to the advancement of a specific industry. Sharing insights, lessons learned, and best practices allows younger professionals to benefit from the wisdom accumulated over years of experience. Career advice fosters growth, empowers individuals to make informed decisions, and helps them navigate the challenges of their chosen field. By paying it forward and sharing their knowledge, experienced professionals can leave a lasting legacy in their industry by shaping the next generation of talent. 

Foster Creativity:  

Fostering creativity in children and young adults is a wonderful way for seniors to inspire and encourage the next generation. By offering art classes, workshops, or providing access to musical instruments or writing materials, seniors can provide opportunities for creative expression. Nurturing and supporting creativity helps develop problem-solving skills, enhances self-expression, and cultivates a love for the arts. Seniors can share their own experiences and knowledge, guiding and empowering young individuals to explore their passions. By fostering creativity, seniors can leave a lasting impact by igniting imaginations and nurturing a lifelong appreciation for the arts in the younger generation. 

Preserving Cultural Heritage:  

Preserving cultural heritage is a valuable endeavor that seniors can actively contribute to. By working towards safeguarding cultural traditions, languages, or historical artifacts, seniors ensure that their rich heritage is celebrated and passed on to future generations. Whether it involves participating in cultural festivals, sharing stories and oral histories, or volunteering at museums or heritage organizations, seniors play a vital role in keeping their culture alive. Their efforts help maintain a strong sense of identity, foster intergenerational connections, and promote a deeper understanding and appreciation of diverse cultures. By preserving cultural heritage, seniors leave a profound legacy that enriches society and ensures the continuation of their traditions and heritage. 

Support Local Businesses:  

Supporting local businesses is a powerful way for seniors to foster economic stability in their community. By choosing to shop, dine, and utilize the services offered by local establishments, seniors play a vital role in sustaining the local economy. Their support helps create employment opportunities and enables small businesses to thrive, ensuring a vibrant community for future generations. Furthermore, supporting local businesses allows seniors to connect with their neighbors and build relationships, fostering a strong sense of community pride. By actively patronizing local establishments, seniors leave a lasting impact on the economic and social fabric of their community. 

Advocacy for Senior-Related Issues: 

Advocacy for senior-related issues is a crucial way for seniors to make a positive impact on their age group and leave a lasting legacy. By raising their voices and advocating for matters concerning healthcare, elder abuse prevention, or improved social services, seniors can bring attention to critical issues and drive meaningful change. Whether through writing to policymakers, participating in community forums, or joining advocacy organizations, seniors have the power to influence policies and improve the lives of seniors in the future. By becoming advocates, seniors ensure that their generation and those to come will experience better conditions and support systems as they age. 

Support Intergenerational Programs:  

Supporting intergenerational programs is an impactful way to foster understanding and mutual respect between seniors and younger individuals. These programs bridge the gap between generations, creating opportunities for meaningful connections and interactions. Whether it’s mentoring programs, community service initiatives, or shared learning experiences, intergenerational programs allow seniors to impart their wisdom, while younger individuals can offer fresh perspectives and energy. By participating in these programs, seniors contribute to a more cohesive society, where different generations learn from one another, break down stereotypes, and build stronger, more inclusive communities. Supporting intergenerational programs leaves a lasting legacy of empathy, understanding, and intergenerational harmony. 

Wildlife Conservation:  

Engaging in wildlife conservation activities is a vital way for seniors to contribute to the preservation of our planet’s biodiversity. By volunteering at wildlife sanctuaries or supporting organizations dedicated to protecting endangered species, seniors can actively participate in the conservation efforts. Their involvement helps ensure the survival and well-being of diverse wildlife populations for future generations. Seniors’ time, expertise, and support play a crucial role in raising awareness, advocating for policy changes, and implementing conservation strategies. Through their dedication to wildlife conservation, seniors leave a meaningful legacy that demonstrates their commitment to the environment and inspires others to join in the cause. 

Educate on Historical Events:  

Educating others on historical events is a powerful way to pass on valuable knowledge and ensure that future generations learn from the past. Seniors can play a crucial role in this by sharing their personal experiences and insights. By recounting firsthand accounts of historical events, they provide a unique and personal perspective that textbooks cannot replicate. This allows younger individuals to have a deeper understanding and connection to the past. By educating others about historical events, seniors help preserve collective memory, promote empathy, and prevent history from repeating itself. Their efforts contribute to a more informed and enlightened society, leaving a lasting legacy of knowledge and understanding. 

Pro Bono Professional Services:  

Providing pro bono professional services is a meaningful way for individuals to utilize their expertise to make a positive impact on the lives of others. By offering services in areas like legal advice or financial planning, professionals can support individuals who may not have the means to access such assistance otherwise. Pro bono work ensures that everyone has access to crucial services and creates a more equitable society. By sharing their skills and knowledge, professionals leave a legacy of generosity and empowerment by helping others overcome obstacles, make informed decisions, and improve their circumstances. Pro bono work is a powerful way to give back and leave a lasting impact on individuals and communities. 

Wellness Advocacy:  

Wellness advocacy allows seniors to promote healthy lifestyle choices and actively contribute to the well-being of their communities. By organizing wellness workshops, advocating for preventative health measures, or even establishing community gardens, seniors can inspire others to prioritize their physical and mental health. Through these initiatives, seniors encourage the adoption of healthy habits, raise awareness about the importance of self-care, and provide valuable resources for individuals to lead fulfilling lives. Their dedication to wellness advocacy leaves a lasting legacy of improved health outcomes and a stronger sense of community well-being for generations to come. 

Community Beautification Projects:  

Taking the lead in community beautification projects is an impactful way for seniors to leave a lasting legacy in their neighborhoods. By organizing activities like park clean-ups, mural paintings, or urban gardening, seniors can transform spaces into more aesthetically pleasing and welcoming environments. Their efforts not only improve the physical appearance of the community but also help create a sense of pride and unity among its residents. Community beautification projects enhance quality of life, attract visitors, and contribute to a positive atmosphere. By actively participating in these initiatives, seniors make a lasting impact by creating a legacy of beauty and community pride for future generations to enjoy. 

Support Local Art and Culture:  

Seniors can play a crucial role in supporting and nurturing local art and culture. By becoming patrons of local artists, performers, and cultural events, they contribute to the vitality and sustainability of the arts in their community. Attending art exhibitions, theater performances, or music concerts not only enriches their own lives but also provides much-needed support to local creatives. Seniors can also volunteer at art organizations, participate in community art projects, or promote local talent through social media. By actively supporting local art and culture, seniors leave a lasting legacy that celebrates creativity, fosters artistic growth, and ensures that their community continues to thrive as a vibrant cultural hub. 

Emotional Support:  

Providing emotional support to younger individuals is a powerful way for seniors to make a lasting impact on the lives of others. Whether acting as a confidant, mentor, or counselor, seniors can offer guidance, understanding, and wisdom gained from a lifetime of experiences. By lending a listening ear, offering encouragement, and sharing valuable insights, seniors foster resilience, self-confidence, and emotional well-being in the younger generation. Their compassion and empathy create a legacy of care, helping individuals navigate challenges, make meaningful choices, and build fulfilling lives. Through emotional support, seniors leave a profound imprint on the hearts and minds of those they touch, shaping a more compassionate and connected society. 

Seniors have countless opportunities to build a legacy that will endure for generations to come. By actively engaging in various activities such as mentoring, philanthropy, environmental advocacy, or preserving cultural heritage, seniors can leave a positive and lasting impact on their loved ones, their community, and the world. 

Credit Mary Allan Reede for Polish Care Services 

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Creating an Enduring Legacy: Leaving a Positive Mark on the World

Legacy, Polish Care Services, Seniors,

In life’s journey, the true essence of your existence is defined not by the breaths you take but by the impactful moments and lasting legacies you create. This guide from Polish Care Services is designed to empower you with insightful strategies for imprinting your name in history. It ensures that your influence and love resonate across generations, leaving an indelible mark on time.

Create Beauty

Your life is a canvas, and your actions are the brushstrokes that define its masterpiece. Engaging in artistic endeavors, be it painting, sculpture, or music, allows you to express your innermost thoughts and beliefs. It’s not just about creating something beautiful; it’s about embedding your values and vision into something tangible. Imagine a future where your art becomes a source of inspiration, a symbol of resilience, or a beacon of hope for others. That’s the power of creativity – it transcends time and space, allowing your essence to flourish eternally.

Design a Legacy of Integrity

Imagine starting a business that not only achieves financial success but also upholds the highest ethical standards. To start a business, you should begin with market research, create a solid business plan, secure financing, and obtain any necessary licenses and permits. As you register your company, consider how an LLC in CT (Limited Liability Company) can provide benefits like limited liability protection, tax advantages, and operational flexibility. It’s a testament to your commitment to doing business right, setting a standard for others to follow. By adopting ethical practices, your business legacy becomes a blueprint for future entrepreneurs, demonstrating that success and integrity can coexist.

Share What You Know

Your knowledge and experiences are invaluable, and sharing them through mentorship can change lives. Teaching and guiding others is not just about transferring skills; it’s about instilling confidence and igniting passions. The impact of your mentorship can create ripples that extend far beyond your immediate circle, shaping the leaders and innovators of tomorrow.

Drive Positive Change in Your Community

Imagine the legacy you can create by actively participating in community projects. Whether it’s building a park, organizing a food drive, or advocating for social change, your involvement contributes to a stronger, healthier community. Your actions become a testament to your commitment to societal betterment, inspiring others to take up the mantle of community service.

Be a Champion for the Environment

Your concern for the planet can manifest in supporting environmental conservation efforts. Whether it’s advocating for sustainable practices, participating in reforestation projects, or reducing your carbon footprint, your dedication to environmental stewardship ensures a healthier planet for future generations. Your legacy in this realm becomes a clarion call for continued ecological responsibility.

Nurture Bonds With Family and Relationships

At the heart of your legacy are the relationships you nurture. The time, love, and energy you invest in your family and friends create bonds that outlive any material accomplishment. These relationships form the cornerstone of your legacy, shaping the lives of those you hold dear and echoing through their actions and memories.

Give Back

Engaging in charitable work or establishing a charity is a profound way to make a lasting impact. Your contributions to the causes you care about create a ripple effect, bringing about positive change and offering support to those in need. This philanthropic endeavor speaks volumes about your character and values, cementing your legacy as one of generosity and compassion.

Preserve Your Life’s Work

In an era where technology reigns supreme, digitizing your legacy is a strategic move. Converting important documents into PDFs ensures that your contributions, whether they’re written works, business records, or personal memoirs, remain accessible and intact. Tools like a PDF rotator enhance the readability and presentation of these documents. This digital approach to legacy preservation ensures that your life’s work withstands the test of time, becoming a resource and inspiration for future generations.

Your journey through life is a unique opportunity to leave a mark that resonates through time. By nurturing creativity, practicing ethical entrepreneurship, digitizing your legacy, mentoring, engaging in community and environmental efforts, cherishing relationships, and contributing to charitable causes, you create a tapestry of influence that weaves into the fabric of humanity. Remember, the legacy you leave is the life you lead. Make it count.

Credit: June Duncan

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Caring for Seniors: Music and Health Benefits for Seniors

Caregiver Employment, Caregiver Service, Preparing for the Holiday, Retirement Plans for Seniors, Senior Living, Senior Services, Seniors, Uncategorized,

Caring for Seniors: Music and Health Benefits for Seniors

Music is beneficial for everyone. There’s always a song that makes each person that hears it feel something. But for seniors suffering from Alzheimer’s or dementia, it is especially beneficial. It allows them to access parts of their mind that might be unreachable otherwise. Here’s how music helps seniors when they need it the most.

What Music Therapy Does

Music therapy is part of what some experts refer to as entertainment. When people start to listen to music, it allows them to focus on it and feel more relaxed. This facilitates better physical and emotional processing so that everything from medications to feeling emotions is more effective. It’s used in care settings to help bring about change for therapeutic reasons, spiritual ones, or emotional ones.

This is why music therapy is used in a wide variety of care settings including long term care communities, rehab centers, hospice, and in home senior care. It helps people manage conditions like chronic pain and Alzheimer’s disease. In Finland, doctors studying its effects found that survivors of a stroke who listened to music every day improved their auditory memory, mood, verbal memory, and focus.

How Music Therapy Helps Seniors with Dementia and Alzheimer’s

Melody has a profound effect on people with Alzheimer’s and dementia and it is like a medicine for seniors with these conditions. Some studies have shown increased eye contact, communication, and happiness. It’s also shown that elderly people are less fatigued and that music helps regulate sleep, due to higher melatonin levels, if music is listened to regularly. Seniors are more likely to walk further when exercising and keep a better pace as well.

For those in the later stages of the disease, music therapy has shown to decrease stress and agitation while increasing relaxation and responses.

Caregiver Benefits from This Therapy

Caregivers also benefit from music therapy. Listening to songs with seniors who have Alzheimer’s or dementia helps lighten the mood. Plus it creates a connection with the client or loved one and helps the two communicate without needing to use words. Caregivers can use music to make the daily routine they go through with clients or loved ones easier by creating a connection. Most importantly, music helps improve the bond between caregiver and elder that can fray due to stress.

If you or someone you know need help caring for an elder with Alzheimer’s or dementia, contact Polish Care Services. Our team of care experts will be happy to help match you with a caregiver who meets your needs.

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Caring for Seniors: Preventing the Spread of COVID-19 During Cold

aging in place, Caregiver Service, Companion Caregiver, Companion Senior Care, Dementia Care, Disability Care, Elderly Care, Fall Activities for Seniors, Long Term Care, Meditation, Senior Living, Senior Services, Seniors, Spring Activities,

COVID-19 is here to stay for the foreseeable future, until there is an effective and safe vaccine. As the pandemic considers, it’s time to start thinking about how to keep seniors safe during long term care as we head into the colder months. Here is what to keep in mind when it comes to preventing the spread of COVID-19.

Covering Your Bases: Basic COVID-19 Spread Prevention

It is best to reinforce what is already known, wear a mask over your nose and mouth at all times when outside the house and encourage everyone you live with to do the same. Keep one in your car or bag if you accidentally leave it behind. Wash your hands frequently with soap and water for at least 20 seconds. Keep six feet of distance between yourself and others when outside the home. Avoid large gatherings with friends, and groups and observe social distancing and mask-wearing precautions if you do. Do not touch your face and monitor your health daily by going through the common symptoms. Stay home if you feel ill.

What to Do in the Fall

Flu shots are available starting in September. Experts recommend getting one starting in October so that it lasts for the entire season. Arrange for your elderly loved one to get one as well. Some medical providers or services may come to the house to give one for a fee if your loved one or client doesn’t already have home health care nurses seeing them.

How to Care For Clients or Loved Ones at Home During the Colder Months

Preventing the spread of COVID-19 during fall, winter, and spring relies upon following many of the same basic precautions for in home senior care. Both the care provider and the elderly person should be wearing masks while the care provider is in close proximity. Minimize indoor conversation and stay six feet away from any other family members or pets in the house. Minimize conversations indoors and clean surfaces touched as you go. If possible, increase ventilation indoors without making the room too cold. Encourage others in the home to clean surfaces after you leave as well.

If you have supplies such as gloves, masks, or hand sanitizer, keep the supplies in a sealed container in the home to use only when you’re there.

Finding a trusted care provider to help your loved one is a challenge. Polish Care Services will answer the call. Reach out to us to learn how our caregivers help the elderly receive quality in-home care.

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Caring for Seniors: Caring for Seniors During Changing Seasons

aging in place, Alzheimer's Care, Caregiver Service, Companion Caregiver, Companion Senior Care, Home Care, In Home Care, Preparing for the Holiday, Retirement Plans for Seniors, Senior Care Services, Senior Living, Senior Services, Seniors, Summer Activities for Seniors, Uncategorized,

As we head into another time of the year, start thinking about long term care for seniors at home during each season. Every time of the year has unique challenges for the elderly population. Keep reading to learn how to care for seniors during season change such as autumn, winter, spring, and summer.

Care During Autumn

Autumn is the season to prepare in-home care clients for the winter ahead. The flu season officially begins in October. So start asking your client’s family or nurse to arrange for a flu vaccine in September or early October. Go through the client’s over-the-counter medicines and get rid of any cold-related medication or supplies that have expired. Replace the expired supplies and stock up on other things like tissues, cough drops, and nose spray if applicable.

Fill the pantry with cans of healthy soups and find recipes for warm dishes that can be put in the crockpot for easy meals. Fix any drafty spots in the house.

Don’t forget to go through existing cold weather clothes and replace anything that’s no longer wearable. Make sure the client has enough socks, sweaters, warm pajamas, and blankets to keep them cozy.

Care During Winter

Winter is the coldest time of year and can present the most risk to seniors at home with increased fall risks and household risks. One of the most important steps to take is to prepare the home for winter. Caregivers should notify the client or their family of any potential hazards around the home such as a lack of fire extinguishers around the fireplace, stairs that present a fall hazard when wet, or carbon monoxide detectors in need of batteries.

Make up an emergency kit with a flashlight, warm blankets, a radio, backup batteries, water, and nonperishable food to last for several days in case in-home visits cannot be made. Install non-slip mats under rugs and in any room where the client may slip and fall. Keep shoes on mats inside the house to keep puddles from forming on the floor if they’re wet. Finally, keep areas well-lighted as it gets dark to prevent clients from falling over objects.

Care During Spring

Spring is a season of fresh starts and is a time for caregivers providing in-home senior care to reassess things in the home. Examples of this include making sure that the medication list for the client is current and has all prescribed medications as well as vitamins or supplements. Any expired or discontinued medications should put in a separate location until a family member or client’s home care nurse can look at them or disposed of if possible.

Evaluate the rooms used by the client for any repairs or improvements to be made. Consider installing grab bars and non-slip mats in the bathroom, putting appliances and dishes within easy reach in the kitchen, and installing a nightlight in the bedroom. Move clothes and grooming items within reach for the client to use and make sure they can reach the phone or medic-alert devices from the bed.

Lastly, secure cords out of the way and get rid of clutter in the home that presents an ambulation hazard.

Care During Summer

When the weather begins to heat up, seniors face new challenges. Heat can put added stress and pressure on the elderly. It’s best to keep them cool and indoors. Avoid any strenuous activities. If the client wants to do a physical activity like take a walk, it’s best to do it early in the morning while it’s still cool. Keep them hydrated throughout the day with water and avoid drinks with alcohol or caffeine in it. Encourage wearing light layers and keep the home cool by running a fan or using solar curtains.

Prepare meals that are light and healthy like salads and avoid heavy meals. Stock up on popsicles or other frozen items that help keep clients hydrated and cool. Offer a cool shower or bath to help beat the heat and use a cool washcloth on the back of the neck when sitting to help alleviate feeling hot.

If the client wants to go out, go to places with air conditioning like a library, coffee shop, or mall.

Every season has its care benefits and care challenges. The most important thing to remember is to prepare in advance. The more prepared a caregiver is for each season, the less stressful it will be for the senior. If you’re looking for a thoughtful and prepared caregiver, contact Polish Care Services. Our staff will be happy to match our caregivers to your loved ones.

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Caring for Seniors: Managing Finances

Caregiver Employment, Caregiver job, Caregiver Service, Companion Caregiver, Companion Senior Care, Disability Care, Hire CNA, In Home Care, in home care assistance, Long Term Care, Outdoor Activities for Seniors, Polish Care Services, Senior Living, Senior Services, Seniors, Spring Activities,

Caring for Seniors: Managing Finances

Care is an expensive part of getting older. Everyone will need some type of long term care in their senior years. This knowledge does not make planning for these financial eventualities any easier. Long-term care insurance is one option that helps with the cost of care as people age. This article provides an overview of what this insurance option is and what it covers.

What is Long-Term Care Insurance?

Long-term care insurance covers services that help seniors as they get older. It helps with the cost of having assistance for activities of daily living or ADLs such as bathing, dressing, and transferring. Traditional health insurance doesn’t cover such costs. This insurance can cover:

– In-Home Care

– Home Health Aides

– Care at an Assisted Living Facility

– Care in a Nursing Home

Long-term care insurance is an option that some seniors choose because they may not want to use a loan, property sale, or to depend on family to help out if care is needed.

The Benefits of Long-Term Care Insurance

Long-term care insurance can help pay for in-home senior care and seniors can stay at home longer. The insurance will typically begin covering services when assistance is needed with two or more ADLs. Because it covers in-home care, a senior can have caregivers come into their home and help them with ADLs along with things like cooking and cleaning.

The costs of moving to assisted living or to a nursing home has a monthly rate starting at $6,000 on average excluding the cost of medical care. If you are a senior in need of care, the cost is typically less expensive to stay at home with care.

What to Keep in Mind About Long-Term Care Insurance

The best time to buy long-term care insurance is between the ages of 50 and 65. Waiting longer may mean an increase in cost, especially for those with an existing condition. Insurance premiums are not cheap but for those who can’t afford care out-of-pocket and are not considered low-income, long-term care insurance is something to think carefully about.

If you’re in need of in-home senior care, reach out to the staff of Polish Care Services 860-255-8278 or [email protected]. We can help walk you and your family through the options for in-home senior care.

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